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Problem with "Business Policies"

**Error: com.ebay.sdk.ApiException: Seller Profiles will soon be mandatory while creating a new listing. Support for Legacy Shipping, Payment and Returns fields will be going away for business policies opted in sellers. Handling time is required.** To list this item, you need to accept PayPal or other approved electronic payments as a payment method. But I not have "Business Policies" in my account. Help me!
business policies
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